Murdoc wrote
I figure I have a 36% to make the flush and If I don't I only need my opponent to fold 14% of the time to at least be even money in the long run
Your numbers are a bit off - your chances are
(14)(1.) + (86)(0.36) = 45%

You have 100% to win in the 14/100 times that he folds
and 36% to win in the 86/100 cases he calls.

If you are playing Sng you also have to take into account the following:
If you lose you have 0% to make money
If you win it does not guarentee you any money