[EDIT:
Regarding your first paragraph:]

Rrrrrright....... NOT!

1/100 of the population has 99/100 of the wealth. Not because of brighter ideas. Because of oppression, control, and all the capitalist system mechanics that keep the lower classes at bay.
Tell me that Bush has bright ideas! LOL
I will assume your country is the USA, where the rights of the workers to organize in unions are suppressed all over. The country that condones torture and says fuck the Geneva Convention. The country that invades other countries by brute force without provocation.
In that country, and unfortunately, in most countries, inherited power and force is what keeps that top 1/100 where it is. NOT BRIGHT NEW IDEAS

Anarchist saying:
If shit was worth something, the poor would be born without an asshole

They say "the cream rises to the top", I say "shit floats"