Sounds like the break from cash is proving beneficial and you've certainly done well to be doing this for a living for so long - I've always thought it must be difficult to motivate yourself being self-employed or working from home, but I guess paying the mortgage and some trips abroad is motivation enough!

I've got about 15k FTPs (small beer I know) - do you think the Turbo SNGs are the most efficient way to turn this into cash? Or maybe rat-hole a couple of 25nl tickets? My original plan was to use these for my first shot at 50nl, but I'm quickly going off that idea.