Haha, If I could make 20k by the end of this year I sure as hell wouldn't be working. I truly think I am still shooting a tad high, mostly since my time is somewhat more restricted than most, but I will get it, I have no doubt about it. It is truly just a matter of how I get there..somewhere in the middle of as safe as possible and as quick as possible.

Thanks for the encouragement and ideas guys.