Banana, I think I generally (if not completley.. it's kinda hard to tell) agree with you with regards to policy here. But I disagree that all these things don't matter. I am glad to have you with me on this, and I don't begrudge you for coming to the conclusions you have, however you have-- but just because you have come to these conclusions does not make them self evident. All of this does matter-- maybe not to you personally, but nonetheless, it does.