Once u have your license you can do what you want - jump whatever you want - land however you want. I had lots of swoopers advising me and it was breaking the golden rule that screwed me. I had done it in an open field enough times I thought it didnt matter but I went into it a tad off heading so I had to do a little more than a 360 to clear the parked airplanes and thats what screwed me. Yeah I had to sign all the insurance stuff and even if I didnt I would never sue em. They didnt do it I did. And it actually happens a lot in skydiving fnord. Its just part of the game. Most deaths in skydiving happen from swooping - out of the 60-70 there are a year - id say 40-50 are from swooping under perfectly canopies. Very few just totally screwed on their rigs with double malfunctions or something. The death at my dropzone last year was from swooping and he actually hit in almost the same spot as me and died on impact.

On the back of parachutist magazine this month it said "femur is not a verb" - My friend at the dropzone broke his in 5 places and needed plates and rods and ended being on crutches for 2 years because of complications.

Now I realize swooping isnt worth the risk but it was one of the things that you never think will happen to you.