Most games cap at some frame rate. Might be 60, might be 140. Whether you're going to reach that cap depends on the resolution of your panel. If you run a 1080p panel, even a 2060 would be ridiculous overkill. For VR stuff I truly have no idea, but the way the VR landscape looks like right now, they're going for clean and easy to compute graphics to create a consistent experience. They're already only marketing to ~0,4% of PC users according to the Steam hardware survey: https://store.steampowered.com/hwsur...lcome-to-Steam ... it's going to be in the developers best interest to make a game that runs as good as it can for their already tiny customer base.

That's true for all titles. The 1060 (roughly equal to 970, 2050) is the most common card, and you can expect to get 60fps on "high" with that in most new titles. To me 60fps+ is non-negotiable and I'll make that happen by compromising graphics. So to me more money doesn't buy me a smoother game, it buys me some eye candy. All games that come out will run just fine on the lower end current gen cards. Not that eye candy isn't nice.