Thank you for all your help guys. Your insights are quite valuable.
Bought this:
https://www.pcrichard.com/CyberPower...8200CPGV2.pcrp
Should run the hardest games in VR on Ultra settings with my 72 hz headset (Oculus Quest). Also should allow me to upgrade to the HP Reverb G2 when that hits, so I can get that visual fidelity perfection.
From here, I may work on parts upgrades instead of total new PCs. A nice RTX 3080ti in a year or so....