i wrote a keylogger for msn passwords when i was in college...it was very crude and i didnt have the balls to release it.
if you wanna get around keyloggers then type ur pw incorrectly and shift+arrow keys and or mouse dragging to edit it correctly... especially the mouse dragging - im pretty certain keyloggers will never pick up on that.
also keeping up-to-date virus scanners and firewalls, with good common sense (not running New3litePokerWindowResizer.exe) should help keep these trojens away.