Why should Penn State get into a title game when they will have 1 legit tough game all year?

Like you are going to tell me if Texas goes on to lose to TTU or Mizzou in the Big 12 title game and if Penn St. goes undefeated they deserve to be ranked ahead of Texas?

Same could be said for Bama if they lose a tough game at LSU should they really be penalized for that?