Quote Originally Posted by boost View Post
You seem to have explained why it can be preferable to pay off the smaller debts first irregardless of interest rates, or at least you think you have explained it, but I am personally still confused as to how this can ever be the right choice.
For most people, I think it's more motivational; they can see that they're making progress. So even though they may end up paying more in interest in the end assuming they went through the entire process, it is valuable because without the "snowball" effect, most people would lose motivation for paying off their debts.