14yo chick with cop dad who approaches grown ass man next door for sex, game is rigged. She's obv batshit crazy and won't take rejection well, if you don't comply she'll want revenge and will probably tell dad you fucked her to teach you a lesson. Hell hath no fury like a teen chick scorned. So either way you're screwed, might as well get a proper screw out of it.

Also, in case you haven't noticed: she has huge tits.