It's going to take a lot for me to call a pot-sized bet with only a flush draw in any situation. I have played at very few tables where people are regularly betting more than 20x the big blind. Maybe I'm just inexperienced with my meager 15k hands, but I haven't seen it happen.

And for the record, I'm not the only player here on FTR that routinely plays small stack in ring games. I am probably the worst player doing it (or at least the worst player trying to do it well and for the right reasons).

I'm done arguing about this. I have bigger holes in my game to plug than this one, especially since I completely disagree about this being a problem. I've heard the arguments. I understand your position. But it fits my style better than a full buy-in. I can play more comfortably, not to mention having sessions where I gleefully turn $20 into $150 (no, this isn't the norm for me, but it has happened). Can you do that at a NL$25 table?