$5NL Hand

Should i make the call on the river??
He could have a 7, or he could be trying to make me fold.
Thanks...

PokerStars No-Limit Hold'em, $0.05 BB (8 handed) Poker-Stars Converter Tool from FlopTurnRiver.com (Format: FlopTurnRiver Cards)

MP1 ($10.89)
MP2 ($4.71)
CO ($28.75)
Button ($4.97)
SB ($5.75)
Hero ($4.42)
UTG ($11.46)
UTG+1 ($6.26)

Preflop: Hero is BB with http://www.flopturnriver.com/phpBB2/.../smiles/as.gif, http://www.flopturnriver.com/phpBB2/.../smiles/qd.gif.
2 folds, MP1 calls $0.05, MP2 calls $0.05, CO calls $0.05, 1 fold, SB completes, Hero checks.

Flop: ($0.25) http://www.flopturnriver.com/phpBB2/.../smiles/3d.gif, http://www.flopturnriver.com/phpBB2/.../smiles/5s.gif, http://www.flopturnriver.com/phpBB2/.../smiles/4d.gif (5 players)
SB bets $0.05, Hero calls $0.05, MP1 calls $0.05, MP2 calls $0.05, CO calls $0.05.

Turn: ($0.50) http://www.flopturnriver.com/phpBB2/.../smiles/2c.gif (5 players)
SB bets $0.1, Hero raises to $0.45, MP1 calls $0.45, MP2 folds, CO folds, SB calls $0.35.

River: ($1.85) http://www.flopturnriver.com/phpBB2/.../smiles/6h.gif (3 players)
SB bets $0.95, Hero calls $0.95, MP1 raises to $10.34, SB calls $4.25 (All-In), Hero calls $2.92 (All-In).

Final Pot: $16.12

Raise preflop to 7-8x. This keeps you out of shit like this for the most part.

As played, this is a definite fold on the river.

The final pot before you call is like $9.60 split three ways, or $3.20, so the pot odds dictate that you're calling $3 to win $3.20, which sucks here.

Raise??? even though i'm out of position??