Villain is new to me, running at 20/16/2.4

Full Tilt No-Limit Hold'em, $4.00 BB (5 handed) - Full-Tilt Converter Tool from FlopTurnRiver.com

saw flop

BB ($457.70)
UTG ($525.30)
MP ($242.20)
Button ($82)
Hero (SB) ($400)

Preflop: Hero is SB with 10, 9
BB bets $12, 3 folds, Hero calls $8

Flop: ($24) 4, 9, 8 (2 players)
Hero checks, BB bets $16, Hero raises to $56, BB calls $40

Turn: ($136) K (2 players)
Hero...