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If you are playing for you income, I love using the 100x buyin rule, especially if you are already beating your current stakes for a decent rate. But, I'd be concerned with your winrate, and I'd personally look at get a bigger sample of maybe 100k hands. If you are only 4 tabling you should be beating the party 400nl game for at least 4-5ptbb/100, and there are probably some holes in your game that should be filled. If you are playing for income, improving your game is like giving yourself a huge raise.
Best advice, though, is move up when you are comfortable with moving up, and not any sooner.
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