I pulled 35k out over a period of two years.
Yah, I spent most of it lol.
You're right, this is mostly about the psychology of it. I have always regarded my poker roll separate from my real life roll and money was only flowing in one direction. Having it go the other way just feels wrong.
If I deposit 1k and by some minor miracle were to go bust it's likely that I would not come back, simply because it feels too much like the road to busto town.