Nah, its not a scam at all. ING direct is a major bank, google it. I guess you guys havent seen the commercials lmao. Their whole operation is done online so they can offer higher interest and incentives instead of paying tellers and rent for space. Blah, just thought id get the word out there, hopefully someone will make use of it. $33 free dollars? thats like 4 hours of work i dont have to do now lol :P