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When I first started playing poker I played a few home games, did ok and got the bug. I put 50 bucks into poker stars six times and busted every time, not surprisingly, I was playing either .10/.25 or .25/.50. I was making about 70 grand a year at the time, so I didn't really care about the cash, but I wanted to be a winning player.
So here's what I did, and I recommend you do the same. I cashed out any money I had on pstars or gave it away, down to the last penny. I made the resolution that I would turn 1k play money into 100 grand, if I did that, then I would re-deposit 50 and work my way up from the bottom. Starting at .01/.02 and slowly moving my way up to .05/.10 and all the ranks above that. I made resolutions at each rank and didn't move up, regardless of how tilted/pissed/drunk or angry I was.
It was the last deposit I ever made. When I was playing regularly I was pulling in a reasonable 15--20k extra a year. I ended up giving up ring games and focusing on tourney play and I had 15 some wins, 7 or so online and 8 live, including a few in vegas, my first live win at the Luxor I put in the Vegas section awhile back.
I ended up quitting poker play for a good year or two, it was too time consuming and didn't relieve stress enough for someone with a high stress job, I'd rather be surfing, at the gym or chasing girls. I just started getting back into it again, and instead of dropping in a grand or two, which I could easily do, I've started at the very bottom again and made the same resolutions I made before.
If you are playing in a 22 dollar buy in tourney and you aren't a winning player something is very wrong. Start at the bottom and work your way up. If you hit a rank and you stop being a winning player, then focus on that rank or move back down and think about it. Not only will it be SO much cheaper to learn you will learn plays from players that you won't learn at higher stakes. For example, in a 20 dollar buyin game, if you intentionally make a play to make the player think you are being fishy from a number of plays you regularly saw in the 3 dollar buyin rank, you'll get a hell of a lot of bites. Starting small and building up is not only safe for your bank roll but it'll give you rock solid game as you move through the stakes.
Edit: Not meant as bragging btw, I know there's plenty of way more profitable players here, but just giving an example of why to learn cheaply.
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