You can squirrel money away, I generally do not. There's no reason I cant, it's just preference. I also had no time / money goal. My goal is more based on becoming a stronger player which shows a + EV over time. The consistent money should take care of itself after that point. Not sure if that makes sense since I did initially triple my stack, but at this time I'm looking for strong play and plugging leaks vs. time or money goals even though I know they're interrelated.