**** Elections thread *****

[JimmyS1985]

That's really sad, start a gofund me. I'd be slightly worried about the incriminating post you've just made on this forum though.

If you need $40,000 for a heart surgery like Homer, most gofundme's, unless they get significant publicity, will never get the money.

When you wreck your car, and you have insurance, you don't pay for the repairs, Everyone who has car insurance with your insurance company does.

So yes, healthy people pay for sick peoples healthcare. When the Healthy people become older and sicker, they too benefit from this system. Broadening the base of who has health insurance, makes these premiums cheaper for everyone. Social Security is ran in a manner, so that young workers, pay for older peoples retirement. When the younger workers turn old, the new generation of younger workers finances the older peoples retirement incomes.

Good drivers, pay for bad drivers, car repairs, that's how car insurance works. The government mandates every car owner gets insurance.

Your idea works best, if you're already profoundly wealthy to afford things regardless if you have insurance or not. If you're not wealthy, then you're SOL.

BTW as for my "incriminating post" that was years and years ago, and the statute of limitations is up.

[Savy]

When you wreck your car, and you have insurance, you don't pay for the repairs, Everyone who has car insurance with your insurance company does.

So yes, healthy people pay for sick peoples healthcare. When the Healthy people become older and sicker, they too benefit from this system. Broadening the base of who has health insurance, makes these premiums cheaper for everyone. Social Security is ran in a manner, so that young workers, pay for older peoples retirement. When the younger workers turn old, the new generation of younger workers finances the older peoples retirement incomes.

Good drivers, pay for bad drivers, car repairs, that's how car insurance works. The government mandates every car owner gets insurance.

For a start you don't understand insurance, you group people together who are of similar risk. People who are of very low risk get grouped with others who are of very low risk. Now insurance companies fuck about with lots of money making schemes which blur lines of things but that is ultimately how it works.

Insurance works when the cost of a loss would impact you negatively more so than the cost of insurance which covers it. If you insure something which you can cover the loss of and it isn't a big deal to you then you're an idiot.

The reason you can't afford healthcare is because you are such a risk that the only way for an insurance company to make money out of you is if your premiums are mental. So what you're actually doing with your healthcare system is saying that it's too expensive for you to be able to afford it but if everyone groups together then we can afford it. That would be stupid but ultimately fine if people wanted to get together and pay for your healthcare then fair enough. Instead though what you want is for this to happen to everyone so insurance companies have to take on huge risks and to do this they just raise the prices massively.

I'd go as far to say car insurance in the way that it works is a scam however what's different there is that people get banned from driving and ruled out of driving by the cost of their insurance if they are such a risk. You ultimately want everyone to be able to drive no matter their risk and it to be paid for by everyone else.

Are you against car insurance as well? If you are against having car insurance, why?

How funny that I say this in my post before reading yours.

[Jack Sawyer]

How funny that I say this in my post before reading yours.

Hahaha, even funnier is that I did not see the car insurance rhetoric before that post. I thought I was the first to ask about that, but apparently that was already a thing

The nanny state at its finest. People don't choose to buy healthcare when they have the choice? Force them to buy it. This is unfair and more costly to society than otherwise? Who cares? We're government and we're social justice warriors; we're in the business of convincing people that the harm we cause them is aid.

What about the marketing costs of the product (you know, the four Ps) for the companies? Is that neglible in the cost for the consumers? Not having to market should bring total costs down, right?


Also, you are prohibited by law to negotiate prices of drugs in the US right now, right? Or am I mistaken? Why would leaving things in the hands of the private market bring any change beneficial to the actual consumer of the product?

[JimmyS1985]

Medicare is not allowed to negotiate the prices of prescription drugs. Why it pays profoundly more for the same drugs, as Medicaid and the VA.

[Savy]

Hahaha, even funnier is that I did not see the car insurance rhetoric before that post. I thought I was the first to ask about that, but apparently that was already a thing.

Tbf I think I did a good job in my post explaining why they aren't the same thing. Forced insurance is a scam in the same way that forced anything is but I'll get into that another time.

[wufwugy]

What about the marketing costs of the product (you know, the four Ps) for the companies? Is that neglible in the cost for the consumers? Not having to market should bring total costs down, right?

Also, you are prohibited by law to negotiate prices of drugs in the US right now, right? Or am I mistaken? Why would leaving things in the hands of the private market bring any change beneficial to the actual consumer of the product?

There are a handful of ways in which universal insurance has downward pressure on costs. What we're concerned with, however, is net effect on cost as well as net effect on quantity and quality. In general, the downward pressure on costs element of universal coverage is small compared to other market reforms, and it's something private enterprise gets too.

[BananaStand]

When you wreck your car, and you have insurance, you don't pay for the repairs, Everyone who has car insurance with your insurance company does.

And who pays the premiums for your own insurance policy. You right? Why should health insurance be different.

So yes, healthy people pay for sick peoples healthcare. .

You're healthy, and you aren't paying for anyone else's healthcare. In fact, you want them to pay for yours

Broadening the base of who has health insurance, makes these premiums cheaper for everyone.

Holy flipping shitballs man. Do you realize that this is only true if the people in that broadened base actually PAY premiums? People like you burden the system, making premiums more expensive for everyone else.

Social Security is ran in a manner, so that young workers, pay for older peoples retirement. When the younger workers turn old, the new generation of younger workers finances the older peoples retirement incomes.

Right, those younger workers are PAYING!! Your'e not! So when you get old, you won't get shit. Is that not fair?

The government mandates every car owner gets insurance.

False. It's true in some states, but that's mostly because there is a potential for a driver, to hurt another driver. The insurance mandate is there to protect victims and make sure that the bad drivers can cover their obligations to the drivers they hurt.

Health insurance is completely different. If you give someone a cold, they don't charge your health insurance.

BTW as for my "incriminating post" that was years and years ago, and the statute of limitations is up.

You did mention that if you get pulled over by a cop on your commute to work, you'll lose weeks and week of pay. What did you mean by that? What's in your car right now?

[JimmyS1985]

I said that at the end of a month, I had $200 left over for disposable income. A cop's traffic ticket was often in the neighborhood of $300, ergo, I lose 6 weeks worth of disposable income, for a low level traffic offense. If that's how much damage the lowest level of traffic offenses can do to my finances, it makes even traveling to work a huge gamble, and practically not worth it.

I remember when I was 16, I made $6.40 an hour. I often made not even $100 a week. I pushed shopping carts in the cold, the rain, the snow, and the dead heat of summer. ANd I wasn't even making $100 a week, considering I was going to school pretty much full-time at my high school. Cop comes in, writes a ticket that's $130, back then. So basically, he just wiped out 10 days of hard labor IF I don't spend a penny, which I certainly will, so in a more accurate way, he just wiped out weeks worth of disposable income in that ticket. I guaran-damn-tee you I work far harder for $130 than that cop ever did, sitting in a airconditioned/heated squad car writing tickets. Slow money, is no money, that's what I learned from all the jobs I held.


Look, I got everything, I'm from a family of capitalists. My mom makes more money in the click of a mouse, than I could in 6 months of working for $2.13 an hour at the restaurant.

They pay plenty of taxes into the system, and they expect me to get covered as a result. We do all sorts of things to make sure I'm covered, because we have the resources to do that. If you're against that, then why are you arguing that wealthy people should get tax cuts? Aren't essentially arguing that wealthy kids should never have to work?

I don't count the money on my paycheck. After taxes and expenses, whatever is left over, TRULY is what I made, after financing housing, cable, internet, phone bill, utilities, food, insurance, and gas for my car, and maintenance for my car.

SO after I paid all those bills, I had $200 left over. This is why a cop's low level traffic ticket could wipe out 6 weeks of disposable income.

[BananaStand]

They pay plenty of taxes into the system, and they expect me to get covered as a result.

WHY?? You're thirty fucking one years old man. My parents pay taxes too, but they don't expect me to be covered. I work and pay my own way. It's called ADULTHOOD.

Why do your parents get to say "I pay taxes, so let my son sleep in"?

If every parent did that, no offspring would every pay insurance premiums. Then, when the older generation dies, there's no one to pay for anything. What happens then?

If you're against that, then why are you arguing that wealthy people should get tax cuts? Aren't essentially arguing that wealthy kids should never have to work?

No fuckwit, that's not what tax cuts do.

I don't count the money on my paycheck. After taxes and expenses, whatever is left over, TRULY is what I made, after financing housing, cable, internet, phone bill, utilities, food, insurance, and gas for my car, and maintenance for my car.

So you earned enough to pay your bills, but you weren't' happy with how much was left over.....so you quit???? Most people work overtime, or work a second job.

SO after I paid all those bills, I had $200 left over. This is why a cop's low level traffic ticket could wipe out 6 weeks of disposable income.

Now you're bitching because crime doesn't pay. Fuck off

[JimmyS1985]

Actually when I got a ticket, I'd deal drugs to pay it off lol. The traffic ticket created more crime.

Clearly you don't understand St. Louis policing, it was basically policing for profit as opposed to police going out and solving robberies, murders, and rapes.

There's no profit motive in solving murders. Which is why police quit focusing on them. In 1965, they'd have 90% of murders result in an arrest. As of late, cops only solve 65% of murders. Again, if there's no profit motive in investigating the crime, the police wouldn't focus on it. Also why there's a huge back log of rape kits, no profit motive in solving rapes.

[Savy]

Actually when I got a ticket, I'd deal drugs to pay it off lol. The traffic ticket created more crime.

Clearly you don't understand St. Louis policing, it was basically policing for profit as opposed to police going out and solving robberies, murders, and rapes.

I love that argument. SOLVE SOME PROPER CRIMES (i.e. not the ones I'm doing).

[JimmyS1985]

I love that argument. SOLVE SOME PROPER CRIMES (i.e. not the ones I'm doing).

Just make sure you don't get caught, that's the key.

That's how the Kennedy's got wealthy, Prohibition and the illegal alcohol trade.